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      <image:title>Home - Representing the interests of payment service providers in Belgium</image:title>
      <image:caption>PayBelgium brings together the payment industry ecosystem in Belgium, making sure the voice of Belgian payment institutions is represented, heard and understood by supervisory authorities, policy makers and other stakeholders. We are committed to uniting the industry by promoting networking and knowledge sharing among our members. Our activities mainly focus around the topics of payments, open finance and open banking, anti-money laundering and information security and data protection. We aim to facilitate discussions on the implementation of regulations related to these topics and the development of the regulatory framework among stakeholders and with competent authorities.</image:caption>
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      <image:title>Our members - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Our members</image:title>
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    <lastmod>2023-07-20</lastmod>
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    <loc>https://www.paybelgium.be/our-mission</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-15</lastmod>
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    <loc>https://www.paybelgium.be/registration-webinar-non-members</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2021-06-04</lastmod>
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    <loc>https://www.paybelgium.be/registration-member</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2021-06-04</lastmod>
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  <url>
    <loc>https://www.paybelgium.be/about-virginie</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-19</lastmod>
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      <image:title>About Virginie - Virginie Bauthier</image:title>
      <image:caption>Secretary General Virginie is in charge of the daily management of PayBelgium. As a senior strategic communication specialist with a passion for payments, she is determined to making PayBelgium’s voice heard. Prior to her role at PayBelgium, Virginie worked as a Stakeholder Engagement Manager for Faster Payments, London, where she was responsible for the development of the company’s communication and engagement strategy towards the diverse stakeholders. View Virginie’s linkedin page</image:caption>
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    <loc>https://www.paybelgium.be/about-peter</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ee0afd500251a659261c041/25a8d7c1-69e4-428e-85d6-24fa35fab4e4/Peter_circle.png</image:loc>
      <image:title>About Peter - Peter Op de Beeck</image:title>
      <image:caption>Board member Peter is a PayBelgium board member and served as Chair until 18 September 2025. He is a long-term entrepreneur and CEO in the SaaS and payments industry in both Europe and the United States. Peter has extensive board experience in start-ups, scale-ups, and public companies. His motivation comes from building a payments infrastructure that contributes to preserving our planet, which is reflected in his current role as founder and executive co-chair at Bonsai, “the payment app that plants trees.” View Peter’s linkedin page</image:caption>
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  <url>
    <loc>https://www.paybelgium.be/about-magali</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ee0afd500251a659261c041/ca43c1f2-f708-4471-bf3a-9b802bae1150/Magali_circle.jpg</image:loc>
      <image:title>About Magali - Magali Van Bulck</image:title>
      <image:caption>Chair Magali has been a PayBelgium board member since May 2022 and became Chair on 18 September 2025. She is the Head of EMEA Policy &amp; Campaigns at Wise (formerly TransferWise). As a Belgian based in London, she focuses on financial services policy and consumer awareness campaigns to make finance fairer. Since May 2021, Magali is also a member of the Payment Systems Market Expert Group at the European Commission. View Magali’s linkedin page</image:caption>
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  <url>
    <loc>https://www.paybelgium.be/about-vincent</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ee0afd500251a659261c041/19b5ac2a-5385-4668-9081-437841c46f43/Vincent_circle.png</image:loc>
      <image:title>About Vincent - Vincent Mercenier</image:title>
      <image:caption>Treasurer Vincent has been a board member of PayBelgium since February 2021 and was appointed Treasurer in November 2025. He has more than 20 years of experience in highly regulated industries, including banking, consumer finance, payment services and electronic money issuing. He is currently a Managing Director at the e-money institution PPS EU, where he focuses on risk management and operational excellence in support of significant business development. View Vincent’s linkedin page</image:caption>
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  <url>
    <loc>https://www.paybelgium.be/about-sophie</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-07-18</lastmod>
    <image:image>
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      <image:title>About Sophie - Sophie Peeters</image:title>
      <image:caption>Board member Sophie has over ten years of experience as a financial regulatory expert. Capitalising on her payments knowledge, she left the bar to become a payments consultant. In that capacity she co-founded PayBelgium, where she assumed the role of Secretary General until January 2022. Sophie now focuses on her consulting practice, PayInnovate.eu, through which she guides FinTechs in the payments sector through the regulatory landscape that shapes their business. Since September 2022, Sophie is the co-ambassador for Belgium at the European Women Payments Network, where she helps build a local and diverse community in cards, fintech &amp; payments. View Sophie’s linkedin page</image:caption>
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  <url>
    <loc>https://www.paybelgium.be/policy-projects</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2025-10-01</lastmod>
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  <url>
    <loc>https://www.paybelgium.be/about-hendrik</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ee0afd500251a659261c041/f68d246e-46ab-42f4-b6bc-f422bd6f4c10/Hendrik_circle.png</image:loc>
      <image:title>About Hendrik - Hendrik Frank</image:title>
      <image:caption>Co-chair Hendrik has been a PayBelgium board member since June 2024 and became Co-Chair on 18 September 2025. He is Director of European Government Affairs at American Express, based in Brussels and covering Benelux and EU policy. His work focuses on driving a safe and competitive payments ecosystem in Europe. Prior to joining American Express, he worked in banking and public affairs. View Hendrik’s Linkedin page</image:caption>
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